Loan Officer at ASA Microfinance (Rwanda) Limited


Job Opportunities

ASA Microfinance (Rwanda) Plc. is a subsidiary of ASA International which is a Public Limited Company, had been establishing Microfinance Institutions (MFIs) in different countries of Asia and Africa by playing role in poverty alleviation and women empowering and has extensive microfinance programs globally.

Currently, ASA Rwanda is operating through 30 branches in different corners of the country and simultaneously executing the following objectives:

Creating opportunities which give access to credit to low-income entrepreneurs in rural areas of Rwanda;
Contribute to the acceleration of sustainable development of Microfinance in Rwanda;
Create employment opportunities and professional training for Rwandan Staffs.
�ASA Microfinance (Rwanda) Plc aims to attract and select a diverse workforce, ensuring equal opportunity to everyone, irrespective of race, age, gender, class, ethnicity, disability, location, and religion. In this regard, we are looking for competent, dynamic, self-motivated professional, highly-analytical and possess excellent written and verbal communication skills staff to fill up the following position.

Qualified women are particularly encouraged to apply.�

LOAN OFFICERS
Position: Loan Officer

Number of available vacancies: 50

Work base: Any Branch Office with everyday field visits.

Reporting to: Branch Head

Expected starting date: Any time upon success pre-service training

Salary: Determined as per company policy.

Employment Contract type: Fixed-term employment contract at arrival.

a. Function summary

In this position, a Loan Officer of ASA Microfinance Rwanda Plc acts as a liaison between applicants and our institution (ASARW Plc) and helps qualified applicants obtain loans and set up payment plans. Your duties basically be performed at the field and include new clients seeking and admission, meeting with loan applicants, preparing loan proposals, explain ASARW Plc activities and programs, monitoring and examining active loans, etc.

b. Duties and Responsibilities

Conducting ASARW Plc members� (clients�) recruitment and screening them;
Visiting clients door to door on a regular basis;
Orienting members of the particular loan products and services;
Make regular contact with the group and clients in the field and educate them on ASA Microfinance (Rwanda) Plc and the products as well;
Building and maintaining a substantial and high-quality loan portfolio;
To process a loan application form, verify client�s income-generating activities (IGA) and other related issues as per ASARW plc� s policy and strategy;
Propose, disburse and collect installments from the clients on a regular basis;
Manage groups as per the policy of ASARW Plc and make sure the paybacks is done as planned;
Verify the clients and guarantor�s details before disbursing loans;
Provide effective quality and timely customer service to clients;
To accomplish day to day activities as required;
Any other job assigned by the company/holding management in considering the greater interest of the company.
c. Education

Minimum having Bachelor�s Degree in Accounting, Finance, Business Administration or related field.
d. Requirements � Skills, Knowledge, Abilities � for Loan Officer

Highly interested to work in the field and with diverse categories of business-persons
Tactful in mobilization and product promotion.
Excellent communication skills in English and Kinyarwanda.
Willing to ride a bicycle from day 1, where it is possible to ride;
Having a motorcycle driving license and willing to ride a motorcycle after 6 months to 1 year of joining.
Quick learner and influential person;
Honest, polite and interpersonal character;
Well organized, self-confident, timekeeper and accountable;
Able to work in any district of Rwanda;

D. APPLICATION PROCESS FOR ALL POSITIONS

Cover Letter;
Detailed CV;
Copy of Certificate, Diploma or Degree;
Work certificates from previous employers;
Any other document that may prove a candidate�s competency to the post;
Copy of ID Card
Applications should be addressed to the Managing Director of ASA MICROFINANCE (RWANDA) PLC located in KIGALI City, GASABO District, Plot No. - 95, NTORA Village, KG 784 St. RUHANGO Cell, Gisozi Sector, Kigali, Rwanda

Only hard copy applications are accepted and submitted at the Head Office Reception not later Friday, 14th February 2020 at 5:30 PM. Only, shortlisted candidates to sit for written and verbal tests will be communicated within one week after.

�ASA International aims to attract and select a diverse workforce, ensuring equal opportunity to everyone, irrespective of race, age, gender, class, ethnicity, disability, location, and religion.

Qualified women are particularly encouraged to apply.�

Done at Kigali on 04th February 2020

UWIMPUHWE Samuel

Senior Human Resources Officer

ASA Microfinance (Rwanda) Plc



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